绿色小额信贷助推我国农民环境权实现的探析
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华中农业大学科研创新研究项目“‘两型’社会构建背景下我国农村环境金融法律问题研究”(3012850)。


The Analysis on the Green Microfinance’s Role in Boosting Farmers’ Environmental Rights
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    摘要:

    环境权是农民合法权益的内容之一,是农民得以生存和发展的前提和基础。绿色小额信贷可以促进社会公平和环境可持续发展,是助推农民环境权实现的一种有效途径。在厘定绿色小额信贷内涵的基础上,分析了发展绿色小额信贷与助推农民环境权实现之契合关系。鉴于绿色小额信贷扶贫兼环保的特质,阐述绿色小额信贷助推农民环境权实现的3种渠道:激励农民使用清洁能源;扶助小微企业发展清洁技术;开发新能源及支持循环利用。鉴于绿色小额信贷在助推农民环境权实现过程中可能存在的四重困境:绿色小额信贷发放主体难以确定,融资渠道狭窄,产权不明晰且治理结构不完善,绿色小额信贷监管主体不明晰。剖析破解绿色小额信贷助推农民环境权实现困境之对策:明确绿色小额信贷发放主体,拓宽绿色小额信贷融资渠道,规范绿色小额信贷操作程序和管理制度,构建多元化市场准入监管法律制度。

    Abstract:

    Environmental rights is not only one of the legitimate rights and interests of farmers, but also the prerequisite and basis for farmers to survive and develop. Green microfinance can promote social equity and environmental sustainability, and it is also an effective way to boost farmers' environmental rights. After introducing the study of American scholars on the green microfinance and its connotation, this paper probes into the correlation between green microfinance and how to boost farmers' environment right. In view of the fact that the green microfinance helps to diminish poverty and protect environment, this paper describes three channels that green microfinance uses to boost farmers 'environmental rights, namely motivating farmers to use clean energy, financially supporting the micro- enterprises to develop clean technologies, or developing new energy to support recycling. In addition, in view of potential difficulties existing in its implementation, namely the uncertainty of the subject, the narrow financing channels, the unclear property rights, the flaws in governance structure, the unclear supervision of green microfinance, this paper provides several effective solutions, namely clarifying the green micro- credit subjects, broadening financing channels, regulating green microcredit procedures legal system and building diversified market accesses for the supervision and management system.

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张燕,陈胜,侯娟.绿色小额信贷助推我国农民环境权实现的探析[J].华中农业大学学报(社会科学版),2013(3):118-123

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