It is difficult for Farmer’s Professional Cooperative (FPC) to get loan,which now has restrained the healthy development of FPC.Based on 84 FPC samples collected by field survey from Guanzhong area in Shaanxi province,19 detailed influencing factors in 6 aspects including cooperative’s leader,cooperative itself,loan condition,cooperative members,the relationship between cooperative and financial institutions,and external financial environment were chosen as independent variables to analyze the effects of each variable on cooperative’s loan scale.The effect of each factor on cooperative’s loan scale was analyzed by using the multivariable linear regression model.The result shows that,the cooperative’s leader,the loan term,loan purpose and loan guarantee institution all have a significant positive effect on cooperative’s loan scale.Meanwhile,the local administration leader’s participation into the cooperative loan has a positive effect on achieving the cooperative purpose of acquiring a loan.Finally,this paper put forward some suggestions,such as strengthening the training of cooperative leader,establishing the cooperative loan guarantee organs,improving financing conditions and intensifying the cooperative ability itself.