By using SWOT analysis,this paper analyses the advantages,weaknesses,opportunities and threats in intra-county credit markets of Agricultural Bank of China.The result shows that,in the mid-long term,Agricultural Bank of China should adopt differentiation of management strategy in intra-county credit markets.Therefore,in order to foster strengths and circumvent weaknesses and strengthen sustainable development capacity of intra-county branches,Agricultural Bank of China should deepen the cooperation with new-type rural financial institutions by offering wholesale loans,engaging principal agents and sharing resources.Based on the above analysis,this paper finally proposes several relevant suggestions on how to fulfil the combination strategies in intra-county credit markets for Agricultural Bank of China.