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第1 期 周月书 等：农业保险是否促进了中国农业绿色发展？ 61

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Does Agricultural Insurance Promote the Green Development of
Agriculture in China？

ZHOU Yueshu，YIN Zijian

Abstract Agricultural insurance is a booster for the green development of agriculture in China.
Based on the provincial panel data of China from 2005 to 2020，this paper takes the agricultural green to⁃
tal factor productivity as the measure of green development level，and calculates the agricultural green to⁃
tal factor productivity of China by using the super-efficiency SBM model and Malmquist-Luenberger pro⁃
ductivity index.The impact of agricultural insurance on agricultural green total factor productivity is ana⁃
lyzed through the two-way fixed effect model.The research shows that agricultural insurance significantly
promotes the growth of agricultural green total factor productivity.For every 1% increase in agricultural
insurance premium income，agricultural green total factor productivity will increase by 0.024%.Thus，ag⁃
ricultural insurance plays a role in promoting the green development of agriculture in China.Mechanism
analysis reveals that optimizing factor allocation is an effective mechanism for agricultural insurance to en⁃
hance agricultural green total factor productivity，and agricultural insurance has no significant effect on
promoting the expansion of agricultural green production frontier in China.Heterogeneity analysis finds
that agricultural insurance plays a stronger role in promoting agricultural green total factor productivity in
areas with weak agricultural credit，western regions，non-grain production areas and areas with low land
transfer rate，demostrating its green inclusive effect.Further analysis suggests that agricultural insurance
can promote the application of green agricultural technologies，such as no-tillage，precision sowing and
less sowing，and straw returning to the field.Based on these findings，policy recommendations are pro⁃
posed to improve the agricultural insurance premium subsidy system，enhance the level of agricultural in⁃
surance protection and introduce green insurance products.
Key words agricultural insurance； green development of agriculture； agricultural green total fac⁃
tor productivity； resource allocation； green agricultural technology

（责任编辑：陈万红）